One of the keys for the long term success of Baccarat is that it lends itself so easily to rule changes and innovations, allowing for an ever increasing number of variants. One of the most renowned in both sides of the Atlantic is Baccarat en Banque.
There are several aspects of this game that distinguish it from the regular Baccarat, and in fact has more in common with Chemin de Fer. But unlike Chemin de Fer, the casino in this case assumes the role of the Bank.
The other main differences in the rules of Baccarat en Banque are the number of decks used, which is only three, compared with the usual eight in most other variants. The player that is assigned the role of the Banker also does not move from hand to hand, but rather it is given to the person that bets the most money.
In Chemin de Fer the Banker is not governed by the rules on the card drawing, and in most Baccarat en Banque games the same applies. In addition, the other participants in the game can only wager the mount that the Banker has put up.
In Baccarat en Banque any player may go bank. What this means is that he or she will wager the total that the Banker has to beat him. The player may exercise this option in two ways: by betting it all on one hand or dividing it between two succeeding hands.
If the player wins, Baccarat en Banque rules state that they will now switch roles. But if the player loses three times in a row, he or she may no longer use the go bank option for that particular hand.
These rules apply to the standard version of the game, but in online Baccarat the rules have sometimes been changed to allow for more card drawing, and in some cases, the role of the Banker may be switched by other means. Some sites also abolish the limit of the go bank per hand, allowing players to do it for as long as they have the bankroll.
If the rules seem unusual, they aren't; this game had been played for a long time in Europe and also been around the Internet. It just seems new for those who have been used to playing the traditional game. But it will not take that long before one learns the ins and outs of the game.
These rule changes have made Baccarat en Banque a more involved game, and gives players more opportunity and chances to take on the others, and use some strategy. All of this makes for more exciting games and bigger payouts.